by Ajay Oberoi | Budgeting, collection calls, Consumer Proposal, Credit Counseling, Divorce, Grocery Shopping, Insolvency, Job Loss, Uncategorized
Setting up an emergency fund to have ready for those rainy days is one of the most important things you should do when becoming free of debt. What’s The Purpose Of An Emergency Fund? Things always happen unexpectedly and those unexpected things can usually lead to an...
by Ajay Oberoi | Uncategorized
Yes! This is called “Wage Garnishing” in the legal parlance and is an avenue available to creditors to recover monies that they have lent to their debtors. This legal procedure is made available to collection agencies, Canada Revenue Agency, any Court in Canada,...
by Ajay Oberoi | Uncategorized
The 2016 census showed some glaring statistics and one of the most shocking was that 4.8 million Canadians were living below the poverty line. Canada has a population of 36.95 million and of that 4.8 million is a shocking 13% which does not bode well for a country...
by Ajay Oberoi | Uncategorized
Buying a new car is always exciting and when you think about driving your new car you just are in a different world altogether. It is indeed not an easy decision as it needs you to consider some basic things to help buy the right car in your budget. Of course you need...
by Ajay Oberoi | Uncategorized
When it comes to profit & cash flow both the terms are different for a profitable and growing business. Yes, these two terms are completely different. Both elements are crucial for any business to grow and flourish. Both elements function differently for a...
by Ajay Oberoi | Bankruptcy, Credit Counseling, Credit Repair, Debt Management, Social Media, Uncategorized
Undеr thе Ваnkruрtсу & Іnsоlvеnсу Асt, thе fеdеrаl lеgіslаtіоn thаt gоvеrns thе bаnkruрtсу рrосеss, whеn уоu dесlаrе реrsоnаl bаnkruрtсу а Lісеnsеd Іnsоlvеnсу Тrustее іs арроіntеd. Оnе оf thе trustее’s tаsks іs tо tаkе уоur аssеts аnd dіstrіbutе thе рrосееds frоm...