by Ajay Oberoi | Budgeting, Consumer Proposal, Debt, Debt Management, Grocery Shopping, Insolvency, Job Loss, Marriage
I fear that as food prices remain to climb, people will resort to more affordable and less healthy and balanced options. I have discovered us coming under that trap, so I set out to get our grocery store costs down. Besides delighting in the occasional cauliflower,...
by Ajay Oberoi | Bankruptcy, Budgeting, collection calls, Consumer Proposal, Credit Counseling, Insolvency
f you have the R9 in the credit bureau, it will certainly continue to be on your record! An “R9” condition, often called a charge-off, is a credit history record standing that stands for a trade-line that is significantly overdue, more than six months...
by Ajay Oberoi | Bankruptcy, Budgeting, Consumer Proposal, Credit Counseling, Debt Management
Whatever stage of making a Consumer Proposal you may be at, even if you are still taking into consideration one, you most likely have inquiries regarding what to expect after your Consumer Proposal is finished. Listed below, we have laid out some important info...
by Ajay Oberoi | Bankruptcy, Budgeting, collection calls, Consumer Proposal, Credit Counseling, Debt, Insolvency
Stay dedicated, be durable, as well as never quit, no matter the length of time it takes you. There will be distressed; there will be setbacks, as well as there will be diversions in the process. Yet as long as you don’t forget your long-term objectives,...
by Ajay Oberoi | Bankruptcy, Consumer Proposal, Divorce, Insolvency
Divorce can be a long, as well as a difficult procedure. You require to make decisions concerning whatever from ordinary details to highly charged topics. That consists of debt that you tackled jointly with your spouse. Do not simply presume that your divorce level...