by Ajay Oberoi | Bankruptcy, Budgeting, collection calls, Consumer Proposal, Credit Counseling, Credit Repair, Insolvency, Mortgage Payments
Many Canadians continue to struggle to make mortgage payments since the COVID-19 epidemic and the financial strain it caused is not close to being over. For a time, mortgage deferrals assisted, but those deferral periods have now come to an end. For most of the...
by Ajay Oberoi | Bankruptcy, Budgeting, collection calls, Consumer Proposal, Credit Counseling, Credit Repair, Debt, Insolvency
Bankruptcy may seem like the end of the world to many. It’s definitely a tough step to take but it can prove to be an effective one. One of the biggest obstacles people face after they’ve filed for bankruptcy is to qualify for future loans. GTA Credit...
by Ajay Oberoi | Bankruptcy, car financed, Car Leased, Credit Repair, Insolvency
Fighting with your financial resources is tough enough; however, deciphering what debt solutions are available to you, as well as which of your properties, if any, are protected, call for expert suggestions. A lot of people that owe cash can really feel overwhelmed....
by Ajay Oberoi | Bankruptcy, Budgeting, Consumer Proposal, Credit Counseling, Credit Repair, Job Loss
The major difference between the consumer proposal and bankruptcy is that the consumer proposal gives the person more rights on their assets. It means that the person can learn more of their assets. And also, it has less effect on the credit score of a person. That...
by Ajay Oberoi | Bankruptcy, Budgeting, collection calls, Consumer Proposal, Credit Repair, Insolvency
A consumer proposal is nothing but a plan which provides debt relief to Canadians who are struggling with money debt payments. It is sectioned by the Canadian government so that their people can have some relief in debt payments. And it was a very important step that...
by Ajay Oberoi | Bankruptcy, Credit Counseling, Credit Repair, Debt, Insolvency, Job Loss, Marriage, Mortgage debt
Bankruptcy is not the end of your life. You will be able to rebuild your life after bankruptcy. All you have need is to have a clear understanding on how to manage your finances and get back on your feet strong. This can provide an excellent assistance to you with...