How Long Will Information Stay On An Equifax Credit Report?
People always wonder the length of time information will be held on their Equifax credit report. This is dependent on whether that information is seen as “positive” or as “negative”. In most instances, information like missed or late payments, accounts directed...Has Your Consumer Proposal Been Rejected?
It’s very rare to see your consumer proposal rejected by creditors but it is a possibility. If this is the case, no need to worry, there’s still a way. When the consumer proposal is filed, you must allow the creditors to make their decision (by taking votes) within 45...Dealing With A Frozen Bank Account
The option of freezing a bank account is a choice at hand for creditors in order for them to get the outstanding debt when payments are delayed. A frozen bank account can be a sight of a lot of problems. Since your ability to withdraw or transfer money is taken away,...A Look At Creditor Protection & The Difference Between Consumer Proposal Compared To Debt Management
A call regarding collections, the garnishment of your wages or legal lawsuits is what forces people to contact us here at GTA Credit Solutions for our services. The pathway you will require as a debt relief option will depend heavily on the financial aspects and which...See Where You Are Spending Your Money
With any app nowadays you can track your spending no matter where you are. If you don’t like that and like to keep things a bit old fashioned, a pad and a pen is always great as well. Keeping your receipts and filing them later is another effective way. Regardless...Can Your CRB Be Garnished?
There have been changes made during this pandemic time to EI (Employment Insurance) and CRB (Canada Recovery Benefit) and with this the implications of prohibiting garnishment is still intact for creditors. If you do have an overpayment in any case with your EI the...Parking Tickets And Your Credit Report
Wondering If There’s A Connection Between Unpaid Parking Tickets And Your Credit Score? Forgot to pay that parking ticket you got a while ago? Ignored it? That same ticket won’t disappear and leaving them unpaid can more than likely end up on your credit report. If...Beware Of Co-Signing Loans For Members Of Your Family
Co-signing loans for family members can at times lead to an unfortunate ending. It is common to hear of instances where family members have co-signed on a loan only to suffer consequences after because loan terms were not met. If you co-sign a loan you are included as...Keeping An Emergency Fund Ready
Setting up an emergency fund to have ready for those rainy days is one of the most important things you should do when becoming free of debt. What’s The Purpose Of An Emergency Fund? Things always happen unexpectedly and those unexpected things can usually lead to an...WE SPEAK YOUR LANGUAGE!
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NORTH YORK
1280 Finch Ave. West
Suite 306 , (3rd Floor)
North York, ON, M3J 3K6
416- 650-1100
SCARBOROUGH
4433 Sheppard Ave. East
Suite 201, (2nd Floor)
Scarborough, ON, M1S 1V3
416-489-2000
BRAMPTON
7990 Kennedy Rd. South
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Brampton, ON, L6W 0B3
416-650-5800
MISSISSAUGA 416- 650-5200
Ajax / Pickering / Whitby / Oshawa 416-650-5800
