DEBT FREE LIFE = STRESS FREE LIFE

Served Over 20,000 families Since 2004

We can reduce your debts more than 80%
and we take care of the following:

– Bank Loans and Overdrafts
– Credit Card Balances
– Student Loans
– Personal Unsecured Lines of Credit
– Personal Unsecured Loans
– Canada Revenue Agency Dues
– 407 Bills  / Payday Loan / Utility Bills  Etc.

WE CAN HELP!

 Right now, you could …

– Be making one small monthly payment for all your debts
– Be free of threatening phone calls
– Be on the way to re-establishing your credit
– Reduce your debts
– Be free of a wage garnishment

BECOME DEBT FREE FROM ALL UNSECURED DEBTS!

Right now, you could …

– Be making one small monthly payment for all your debts
– Be free of threatening phone calls
– Be on the way to re-establishing your credit
– Reduce your debts
– Be free of wage garnishment

Consumer Proposal

Consumers’ proposals are legal abiding debt settlement agreements, which are filed with a certified bankruptcy trustee, to pay back a creditor a certain proportion of what you owe in interchange for complete debt forgiveness.

The payment of proposals are interest-free and could be spread out over a maximum of five years. To this effect, this can lead to about 70% to 80% of savings.

Your terms of payment depend on the negotiation between what you can afford to pay and what your creditor expects to get. Acting as an administrator for consumer proposals, your certified bankruptcy trustee will meet with you to help determine how much you have to offer and to evaluate your financial condition.

A consumer proposal plan offers debt relief for Canadians struggling with paying monthly debts while avoiding going bankrupt. In Canada, the consumer debt proposals are the only program for debt settlement approved by the government. <Read More>

Bankruptcy

As an honest but unfortunate debtor, you may choose to use the legal process of bankruptcy, regulated by the Act, to obtain a discharge from your debts (subject to reasonable conditions). Declaring bankruptcy means that your secured creditors cannot take legal steps to recover what you owe them, such as seizing your property or garnisheeing your wages.

If you owe more than $1,000 and have carefully reviewed all your options, declaring bankruptcy may be the right choice to make.

If you’re involved in a close financial relationship, it is possible to file a joint assignment that will be dealt with as one file. Your debts must be substantially the same, and the trustee must believe it is in the best interest of all parties.  <Read More>

Credit Counselling

If you have filed a Division 1 or Consumer Proposal or declared Bankruptcy, you are required by the Bankruptcy and Insolvency Act to attend two Credit Counselling sessions. Look at these sessions as an opportunity to learn the tools to help you manage your finances in the future.

The Credit Counselling that will best help you is not going to be the same as the counselling that’s best for someone else. Your needs are different, your learning style is different, and no two stories are the same. That’s why, at GTA Credit Solutions, we tailor our sessions to your needs. Our counsellors are serious about helping you build a better life.  <Read More>

Book a Free Assessment Session!

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GTA Credit provides Credit Counseling, Credit Repair, Debts Management, Debts Consolidation, Consumer proposal and bankruptcy services. Please fill out the following form and somebody will get back to you shortly.

What should you do now?
Contact us, Faster than you think, you could ...

  • Be making one small monthly payment for all your debts
  • Be free of threatening phone calls
  • Be on the way to re-establishing your credit
  • Reduce your debts
  • Be free of wage garnishment

Please Check our Google Reviews for  following locations:
North York, Scarborough, Mississauga, Brampton and Ajax

NORTH YORK 

1280 Finch Ave. West
Suite 306 , (3rd Floor)

North York, ON, M3J 3K6

 416- 650-1100

SCARBOROUGH

4433 Sheppard Ave. East
Suite 201, (2nd Floor)

Scarborough, ON, M1S 1V3

416-754-0011

MISSISSAUGA

93 Dundas Street East
Suite 110, (2nd Floor)

Mississauga, ON, L5A 1W7

905-275-4200

BRAMPTON

7990 Kennedy Rd. South
Suite 201, (2nd Floor)

Brampton, ON, L6W 0B3

905-796-3100

Ajax

174 Harwood Ave. S
Suite 201, (2nd Floor)

Ajax, ON, L1S 2H6

416- 650-5800