collection calls Archives - GTA Credit Solutions Services Ltd.

planning a wedding on a budget

by Ajay Oberoi | Budgeting, collection calls, Marriage

Every couple looks forward to that special day where they are united by a wedding ceremony. As we all know weddings can be heavy on your finances. From the ceremonies to the dress wear and to everything else included in traditional weddings, the cost can be high....

How Can I Qualify For A Loan After Bankruptcy

by Ajay Oberoi | Bankruptcy, Budgeting, collection calls, Consumer Proposal, Credit Counseling, Credit Repair, Debt, Insolvency

Bankruptcy may seem like the end of the world to many. It’s definitely a tough step to take but it can prove to be an effective one. One of the biggest obstacles people face after they’ve filed for bankruptcy is to qualify for future loans. GTA Credit...

How to Break Your Bad Spending Habits for Good?

by Ajay Oberoi | collection calls, Consumer Proposal, Credit Counseling, Grocery Shopping, Insolvency, Spending Habits

Poor costs habits usually make us damage our budget plan. They stop us from saving more, we understand how unsafe it is when it pertains to an emergency, and we have no conserving cash. Also, worse, spending beyond your means usually results in financial debts....

How to Recover from an Unresolved R9 on Your Credit Report

by Ajay Oberoi | Bankruptcy, Budgeting, collection calls, Consumer Proposal, Credit Counseling, Insolvency

f you have the R9 in the credit bureau, it will certainly continue to be on your record! An “R9” condition, often called a charge-off, is a credit history record standing that stands for a trade-line that is significantly overdue, more than six months...

Six Habits to Achieve Debt-Free Living

by Ajay Oberoi | Bankruptcy, Budgeting, collection calls, Consumer Proposal, Credit Counseling, Debt, Insolvency

Stay dedicated, be durable, as well as never quit, no matter the length of time it takes you. There will be distressed; there will be setbacks, as well as there will be diversions in the process. Yet as long as you don’t forget your long-term objectives,...

Best way to manage credit card debt

by Ajay Oberoi | Bankruptcy, Budgeting, collection calls, Consumer Proposal, Credit Counseling, Insolvency

Managing your credit card debt is not something difficult as you think. That’s because you will have to focus on a few important tips and then work out a proper plan. This plan can deliver outstanding results to you with managing the overall credit card debt without...

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