collection calls Archives - GTA Credit Solutions Services Ltd.

What To Do If Your Mortgage Is Late on Payments

by Ajay Oberoi | Bankruptcy, Budgeting, collection calls, Consumer Proposal, Credit Counseling, Credit Repair, Insolvency, Mortgage Payments

Many Canadians continue to struggle to make mortgage payments since the COVID-19 epidemic and the financial strain it caused is not close to being over. For a time, mortgage deferrals assisted, but those deferral periods have now come to an end. For most of the...

Has Your Consumer Proposal Been Rejected?

by Ajay Oberoi | Bankruptcy, Budgeting, collection calls, Consumer Proposal, Credit Counseling, Insolvency

It’s very rare to see your consumer proposal rejected by creditors but it is a possibility. If this is the case, no need to worry, there’s still a way. When the consumer proposal is filed, you must allow the creditors to make their decision (by taking votes) within 45...

Dealing With A Frozen Bank Account

by Ajay Oberoi | Bankruptcy, Budgeting, collection calls, Consumer Proposal, Credit Counseling, Gambling, Insolvency, Spending Habits, Student Loan

The option of freezing a bank account is a choice at hand for creditors in order for them to get the outstanding debt when payments are delayed. A frozen bank account can be a sight of a lot of problems. Since your ability to withdraw or transfer money is taken away,...

A Look At Creditor Protection & The Difference Between Consumer Proposal Compared To Debt Management

by Ajay Oberoi | Bankruptcy, collection calls, Consumer Proposal, Debt Management, Insolvency

A call regarding collections, the garnishment of your wages or legal lawsuits is what forces people to contact us here at GTA Credit Solutions for our services. The pathway you will require as a debt relief option will depend heavily on the financial aspects and which...

See Where You Are Spending Your Money

by Ajay Oberoi | Bankruptcy, Budgeting, collection calls, Credit Counseling, Insolvency, Job Loss, Marriage

With any app nowadays you can track your spending no matter where you are. If you don’t like that and like to keep things a bit old fashioned, a pad and a pen is always great as well. Keeping your receipts and filing them later is another effective way. Regardless...

Can Your CRB Be Garnished?

by Ajay Oberoi | Bankruptcy, Budgeting, collection calls, CRB, Garnishment

There have been changes made during this pandemic time to EI (Employment Insurance) and CRB (Canada Recovery Benefit) and with this the implications of prohibiting garnishment is still intact for creditors. If you do have an overpayment in any case with your EI the...

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What To Do If Your Mortgage Is Late on Payments

Has Your Consumer Proposal Been Rejected?

Dealing With A Frozen Bank Account

A Look At Creditor Protection & The Difference Between Consumer Proposal Compared To Debt Management

See Where You Are Spending Your Money