by Ajay Oberoi | Debt, Gambling, Insolvency, Job Loss, Marriage
What would happen when you get to know that the person you are going to marry is dealing with debt? You don’t need to worry too much about it because debt is something that can be recovered. However, you need to have a solid understanding on how to deal with the situations that you will come across as well. This can help you to remain strong and make sure that you don’t become a trap of any of the negative consequences.
As the first thing, you need to understand that the debt of your partner will not become your debt after marriage. It is true that marriage is a strong legal bond. However, this legal bond doesn’t transfer debt. Therefore, you don’t need to worry about anything. Instead, you will be provided with the opportunity to help your partner to overcome debt. For example, you can work and manage the day to day expenses at your home, and your partner will be able to make appropriate plans to cover up the outstanding debt. Therefore, you will be able to provide an excellent assistance to your partner throughout the process of overcoming debt. This can create a path for you as well as your partner to move forward as well.
You shouldn’t help your partner to settle debt as soon as the marriage. You don’t have to spend your personal savings to do this. In fact, you are not legally obliged to do such a thing. It is better to get rid of debt as soon as possible. However, you will not be forced to spend your savings and help your partner with overcoming accumulated debt. Instead, you will be able to take time and help him and motivate him to cover up the debt.
Some of the people also believe that the credit score would combine after marriage. This is another myth that is linked with marrying someone with debt. Your credit score is unique to you and it is independent from your partner. Therefore, the credit score of your partner is not in a position to create any impact on your credit score. If your partner is dealing with debt, he will not have a good credit score. However, your credit score will not be impacted in any way. You just need to learn how to manage your own expenditures and keep your credit score at a healthy level.
Marrying someone with debt will not also lead you towards applying for loans together. You are still provided with the chance to go ahead and apply for loans on your own. It is true that your partner will not be able to apply for a loan. However, you have the complete freedom to apply for a loan on your own. While you are applying for a loan, your creditor will not take a look at the credit score of your partner before approving the loan. Hence, you can keep the peace of mind and apply for a loan. . In case of you have credit or debt issues visit www.gtacredit.com or call 416 650 1100
by Ajay Oberoi | Bankruptcy, Consumer Proposal, Credit Counseling, Fraud in Bankruptcy, Gambling
Gambling addiction has become one of the biggest addiction-related issues among people who live in Canada. This can lead a person to a large number of financial difficulties in the long run. Hence, it is important to have a clear understanding of how to overcome gambling addictions.
It is said that the pathological gamblers fail to resist their behavioral impulses. They are only concerned about the short term gains. For that, they tend to risk a large amount of money. These risks are in a position to create a negative impact on their entire lives. Hence, it is important for them to overcome their addictions and get help.
A person who is addicted to gambling will find it a difficult task to recover on his own. That’s the main reason why it is important to get external assistance and overcome the addiction. The recovery and treatment centers located around Ontario can provide excellent assistance to the gambling addicts with that.
Why is it important to get treatments for gambling addictions?
Before taking a look at the addiction treatment options available in Ontario, it is important to take a look at the negative consequences associated with it. Then you will be tempted to rush for the appropriate treatments. Or else, you will get convinced on the fact, why it is important to send your loved one, who is addicted to gambling to a help center.
Gambling addiction is in a position to give life to a range of social and personal issues. They include suicide, depression, family breakup, bankruptcy, assault, domestic abuse, theft, fraud, and homelessness. As you can see, getting these effects can be devastating. It can ruin the entire life of an individual. Hence, it is important for you to have a clear understanding on how to overcome gambling addictions. These effects will not just devastate the life of the gambling addict, but can also give life to negative effects on the workplace, family, and community.
People who are addicted to gambling often lie about the places that they go to. They also lie about how they spent their money. Hence, it is quite difficult for family members to identify an internet addict. But if you can keep a closer eye, it is possible to understand the addiction. Once you determine the addiction, it is important to rush to appropriate treatments. Otherwise, things would get worsen along with time.
Getting help for gambling
A large number of treatment centers are available in Ontario to help individuals who are dealing with addictions. The Ontario gambling helpline holds a prominent place out of them. Any person who is suffering from an addiction to gambling can think about getting the assistance of the Ontario gambling helpline.
Once you get in touch with the helpline, you will be able to receive information about the gambling and other related assistance initiatives that are available in the region. You can always make sure that a specialist is answering your call from the other end.
You can also chat with one of the professionals through their official website. Or else, there is a possibility to get assistance through emails. The website has got an excellent collection of resources available for the gambling addicts to refer to as well. You can think about browsing through it to make sure that you get the best possible assistance.
There are in-house gambling addiction treatment programs available in Ontario as well. If you are suffering from a gambling addiction or if one of your friends is affected by it, you can think about sending him to one of these treatment programs. They provide specialized treatment to all the gambling addicts. The knowledge shared on gambling addictions can provide excellent assistance to them with overcoming addictions. On the other hand, they will be able to understand how to engage with gambling in a responsible manner. Cultural teaching associated with gambling is also taught in these recovery and treatment centers.
Now you have a basic understanding of the gambling help centers available in Ontario. In addition, you also know what sort of assistance is available in Ontario for individuals who are dealing with gambling addictions. Hence, you just need to move forward and look for the best help centers out of them. Then you will be able to get the best possible treatments that you need and overcome the frustrations that you may come across. In case of you have the credit or debt issues visit www.gtacredit.com or call 416 650 1100
