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Parking Tickets And Your Credit Report

by Ajay Oberoi | Budgeting, car financed, Car Leased, collection calls, Consumer Proposal, credit report, Insolvency, parking Tickets

Wondering If There’s A Connection Between Unpaid Parking Tickets And Your Credit Score? Forgot to pay that parking ticket you got a while ago? Ignored it? That same ticket won’t disappear and leaving them unpaid can more than likely end up on your credit report. If...

Beware Of Co-Signing Loans For Members Of Your Family

by Ajay Oberoi | Bankruptcy, Budgeting, collection calls, cosign, Debt, Debt Management, Divorce, Insolvency

Co-signing loans for family members can at times lead to an unfortunate ending. It is common to hear of instances where family members have co-signed on a loan only to suffer consequences after because loan terms were not met. If you co-sign a loan you are included as...

Keeping An Emergency Fund Ready

by Ajay Oberoi | Budgeting, collection calls, Consumer Proposal, Credit Counseling, Divorce, Grocery Shopping, Insolvency, Job Loss, Uncategorized

Setting up an emergency fund to have ready for those rainy days is one of the most important things you should do when becoming free of debt. What’s The Purpose Of An Emergency Fund? Things always happen unexpectedly and those unexpected things can usually lead to an...

Can You Face Jail Time For Not Paying Debts

by Ajay Oberoi | Bankruptcy, Budgeting, collection calls, Gambling, Insolvency, Jail Time

Of course there are repercussions in the instance that you fail to fulfill your payments involving debt when they are due, but you will not be facing jail time because of credit card debt, bank loans, and payments on bills, student debt, or not paying a collection...

Car Loan Debt and Repossession

by Ajay Oberoi | Bankruptcy, Budgeting, car financed, Car Leased, collection calls, Consumer Proposal, Credit Counseling, Divorce, Insolvency, Job Loss

Getting behind on car payments is not something that is taken lightly by finance companies. In order for them to recoup the amount owed, more times than not they choose the option of repossessing your vehicle. This does not solve their issue completely. In nearly...

How Can I Qualify For A Loan After Bankruptcy

by Ajay Oberoi | Bankruptcy, Budgeting, collection calls, Consumer Proposal, Credit Counseling, Credit Repair, Debt, Insolvency

Bankruptcy may seem like the end of the world to many. It’s definitely a tough step to take but it can prove to be an effective one. One of the biggest obstacles people face after they’ve filed for bankruptcy is to qualify for future loans. GTA Credit...
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Recent Posts

  • What To Do If Your Mortgage Is Late on Payments
  • How Long Will Information Stay On An Equifax Credit Report?
  • Has Your Consumer Proposal Been Rejected?
  • Dealing With A Frozen Bank Account
  • A Look At Creditor Protection & The Difference Between Consumer Proposal Compared To Debt Management
  • See Where You Are Spending Your Money
  • Can Your CRB Be Garnished?
  • Parking Tickets And Your Credit Report
  • Beware Of Co-Signing Loans For Members Of Your Family
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