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The common spending mistakes and how to avoid them
Graduation is an exciting time. You’re out of school, independent and have your first real job. However, it is your first paycheck that brings about the real excitement. Unfortunately, for most people, this excitement is short lived. As soon as they get their...
What is credit counseling and how it can benefit you
Counselors act as mentors, guides, advisers, and teachers. Similarly, credit counselors can give you valuable advice and teach you the ways to manage/ lower your debt and improve your financial health. Credit counselors can help you to improve your financial situation...
The common mortgage mistakes people make and how to avoid them in GTA
One of the biggest financial decisions you’ll ever make is buying a home. To many Americans, buying a home is a scary prospect. This is largely due to the complexities involved in the mortgage process. Basically, there are two ways for you to buy a home in America:...
The 3 mortgage myths credit counselors want you to ignore
Are you thinking about buying a home? If yes then be prepared to get advice from individuals who last bought a home in the 1980s. Considering what’s just been said, it’s important for you to know that the mortgage landscape has transformed greatly in the past several...
How people with bad credit can get car financing in GTA
Do you own a car? If not then you need to get one right away. Start taking control of your future: public transport can be unreliable at the best of times, and there is never a good time to start saving so just do it. Get those lessons booked, pass your test, and buy...
Should you refinance your home?
When should you refinance your home? The rule of the thumb is that you should get refinancing only if your new interest rate is two percent less than your current one. However, deciding whether to go for refinance or not isn’t as simple as that. You need to look at...
Here’s why credit counselors recommend short-term loans in GTA
Want to meet your financial needs while keeping your debt to a minimum? If yes then short-term loans are a good way to achieve your objective. Short-term loans are something even credit counselors recommend. Why? Let’s take a look. People utilize the aforementioned...
Credit repair: a good way to improve your credit GTA Credit
Many people find repairing credit difficult. If you’re one of them then you need to know this: By using the appropriate strategy, you can improve your credit over time but before you start repairing your credit, you must find out how credit repair can benefit you....
How student loan debt affects your life in GTA area
Student debt financial concept as a graduation mortar board on the word for school tuition loan repayment or lending and education financing symbol for university and college students on a white background. Regardless of the level of credential they earned or...