by Ajay Oberoi | Bankruptcy, Budgeting, collection calls, Gambling, Insolvency, Jail Time
Of course there are repercussions in the instance that you fail to fulfill your payments involving debt when they are due, but you will not be facing jail time because of credit card debt, bank loans, and payments on bills, student debt, or not paying a collection...
by Ajay Oberoi | Bankruptcy, Budgeting, car financed, Car Leased, collection calls, Consumer Proposal, Credit Counseling, Divorce, Insolvency, Job Loss
Getting behind on car payments is not something that is taken lightly by finance companies. In order for them to recoup the amount owed, more times than not they choose the option of repossessing your vehicle. This does not solve their issue completely. In nearly...
by Ajay Oberoi | Budgeting, collection calls, Marriage
Every couple looks forward to that special day where they are united by a wedding ceremony. As we all know weddings can be heavy on your finances. From the ceremonies to the dress wear and to everything else included in traditional weddings, the cost can be high....
by Ajay Oberoi | Bankruptcy, Budgeting, collection calls, Consumer Proposal, Credit Counseling, Credit Repair, Debt, Insolvency
Bankruptcy may seem like the end of the world to many. It’s definitely a tough step to take but it can prove to be an effective one. One of the biggest obstacles people face after they’ve filed for bankruptcy is to qualify for future loans. GTA Credit...
by Ajay Oberoi | collection calls, Consumer Proposal, Credit Counseling, Grocery Shopping, Insolvency, Spending Habits
Poor costs habits usually make us damage our budget plan. They stop us from saving more, we understand how unsafe it is when it pertains to an emergency, and we have no conserving cash. Also, worse, spending beyond your means usually results in financial debts....
by Ajay Oberoi | Budgeting, Consumer Proposal, Debt, Debt Management, Grocery Shopping, Insolvency, Job Loss, Marriage
I fear that as food prices remain to climb, people will resort to more affordable and less healthy and balanced options. I have discovered us coming under that trap, so I set out to get our grocery store costs down. Besides delighting in the occasional cauliflower,...
by Ajay Oberoi | Bankruptcy, Budgeting, collection calls, Consumer Proposal, Credit Counseling, Insolvency
f you have the R9 in the credit bureau, it will certainly continue to be on your record! An “R9” condition, often called a charge-off, is a credit history record standing that stands for a trade-line that is significantly overdue, more than six months...
by Ajay Oberoi | Bankruptcy, Budgeting, Consumer Proposal, Credit Counseling, Debt Management
Whatever stage of making a Consumer Proposal you may be at, even if you are still taking into consideration one, you most likely have inquiries regarding what to expect after your Consumer Proposal is finished. Listed below, we have laid out some important info...
by Ajay Oberoi | Bankruptcy, Budgeting, collection calls, Consumer Proposal, Credit Counseling, Debt, Insolvency
Stay dedicated, be durable, as well as never quit, no matter the length of time it takes you. There will be distressed; there will be setbacks, as well as there will be diversions in the process. Yet as long as you don’t forget your long-term objectives,...
by Ajay Oberoi | Bankruptcy, Consumer Proposal, Divorce, Insolvency
Divorce can be a long, as well as a difficult procedure. You require to make decisions concerning whatever from ordinary details to highly charged topics. That consists of debt that you tackled jointly with your spouse. Do not simply presume that your divorce level...