by Ajay Oberoi | Budgeting, collection calls, Consumer Proposal, Credit Counseling, Divorce, Grocery Shopping, Insolvency, Job Loss, Uncategorized
Setting up an emergency fund to have ready for those rainy days is one of the most important things you should do when becoming free of debt. What’s The Purpose Of An Emergency Fund? Things always happen unexpectedly and those unexpected things can usually lead to an...
by Ajay Oberoi | collection calls, Consumer Proposal, Credit Counseling, Grocery Shopping, Insolvency, Spending Habits
Poor costs habits usually make us damage our budget plan. They stop us from saving more, we understand how unsafe it is when it pertains to an emergency, and we have no conserving cash. Also, worse, spending beyond your means usually results in financial debts....
by Ajay Oberoi | Budgeting, Consumer Proposal, Debt, Debt Management, Grocery Shopping, Insolvency, Job Loss, Marriage
I fear that as food prices remain to climb, people will resort to more affordable and less healthy and balanced options. I have discovered us coming under that trap, so I set out to get our grocery store costs down. Besides delighting in the occasional cauliflower,...